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    Wednesday, December 19, 2012

    TBWS Daily - Critical FHA MI Changes Coming

    TBWS Daily - Critical FHA MI Changes Coming
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    Critical FHA MI Changes Coming

    Posted: 26 Nov 2012 12:15 AM PST

    Click the post title above to watch today’s show. Catch all your real estate and mortgage news and commentary with Frank Garay and Brian Stevens right here at the National Real Estate Post!

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    Posted via email from Sean La Rue's Posterous

    Saturday, December 8, 2012

    Vine To Wine Event

    Vine to Wine Flyer.pdf Download this file

    Hi All!

    Check out this event the YPN board is putting on.  You can like our page at https://www.facebook.com/desertypn

    September 29th See you there!

    Attached is the Vine to Wine flyer.  Thank you so much for helping us get the word out.

    Posted via email from Sean La Rue's Posterous

    Saturday, September 8, 2012

    11 Questions to Ask A Hard Money Lender

    When looking for a hard money lender, interview them to make sure you’re comfortable with the terms, conditions and the way they do things.

    Ask the following:

    1. Do you lend in my state? (different states require licenses, some lenders only do markets they know and understand)
    2. What is your LTV?
    3. Do you lend rehab funds? How are draws done?
    4. What interest rate?
    5. What points? Are they to be paid up front or at the end?
    6. What are all the misc. fees? Paid up front or at end?
    7. How much notice do you need to close?

    8. Can you provide proof of funds?
    9. These terms are good for how long? Can I get that in writing? (Their terms might change in a few months, try to get it in writing)
    10. How many deals will you do at a time?
    11. What is the procedure to present a deal?

    These questions will give you a guideline for what they’re looking for, what you will need and whether or not you’ll end up working with them.

    Please take a second and share with everyone in the comments below any other questions you have asked hard money lenders or would like to know from a lender.

    Thank you for reading and I’ll see you in the comments!

    Make it a great day,

    Sean K. La Rue

    Senior Vice President – Franklin Loan Center
    “Your KEY to Moving Home!” – se habla espaƱol

    Jumbo Loan Expert | FHA/VA Direct Lender | Reverse Mortgage Advisor 

    44800 Village Court – Palm Desert, CA 92260

    Mobile: 760.835.5663  Office: 760.837.1488  FAX: 800.784.9089

    Jan Christensen

    Executive Assistant | 760.837.1486 | jchristensen@franklinlc.com

    Click "Like" at facebook.com/SeanLaRueFLC for more information on mortgages and real estate.

    Click for Mortgage Documentation Check List

    Click to Apply for a Home Loan

    Click to view Sean’s Weekly Newsletter 

    DRE# 01786480 NMLS# 291852

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    Posted via email from Sean La Rue's Posterous

    Experts divided on loan-debt write-downs