Vine To Wine Event

Vine to Wine Flyer.pdf Download this file

Hi All!

Check out this event the YPN board is putting on.  You can like our page at https://www.facebook.com/desertypn

September 29^th See you there!

Attached is the Vine to Wine flyer.  Thank you so much for helping us get the word out.

Posted via email from Sean La Rue's Posterous

Interest Rates: A History

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11 Questions to Ask A Hard Money Lender

When looking for a hard money lender, interview them to make sure you’re comfortable with the terms, conditions and the way they do things.

Ask the following:

1. Do you lend in my state? (different states require licenses, some lenders only do markets they know and understand)
2. What is your LTV?
3. Do you lend rehab funds? How are draws done?
4. What interest rate?
5. What points? Are they to be paid up front or at the end?
6. What are all the misc. fees? Paid up front or at end?
7. How much notice do you need to close?

8. Can you provide proof of funds?
9. These terms are good for how long? Can I get that in writing? (Their terms might change in a few months, try to get it in writing)
10. How many deals will you do at a time?
11. What is the procedure to present a deal?

These questions will give you a guideline for what they’re looking for, what you will need and whether or not you’ll end up working with them.

Please take a second and share with everyone in the comments below any other questions you have asked hard money lenders or would like to know from a lender.

Thank you for reading and I’ll see you in the comments!

Make it a great day,

Sean K. La Rue

Senior Vice President – Franklin Loan Center
“Your KEY to Moving Home!” – se habla español

Jumbo Loan Expert | FHA/VA Direct Lender | Reverse Mortgage Advisor 

44800 Village Court – Palm Desert, CA 92260

Mobile: 760.835.5663  Office: 760.837.1488  FAX: 800.784.9089

Jan Christensen

Executive Assistant | 760.837.1486 | jchristensen@franklinlc.com

Click "Like" at facebook.com/SeanLaRueFLC for more information on mortgages and real estate.

Click for Mortgage Documentation Check List

Click to Apply for a Home Loan

Click to view Sean’s Weekly Newsletter 

DRE# 01786480 NMLS# 291852

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Experts divided on loan-debt write-downs

http://www.mydesert.com/apps/pbcs.dll/article?AID=/201209070600/BUSINESS04/209070319

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Had a great time with @AJLaRue at Rancho Mirage CC golfing today

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